How I Save $500/Month on Groceries in Toronto (2026)
When I first moved to Toronto, I was spending $900/month on groceries for two people. Now? $400/month — without sacrificing quality.
Here’s exactly how I cut my bill in half:
🛒 My Monthly Grocery Budget:
Before: $900 → After: $400
Savings: $500/month = $6,000/year!
Before: $900 → After: $400
Savings: $500/month = $6,000/year!
1. Shop at Ethnic Grocery Stores
- No Frills / Food Basics: For staples (rice, pasta, milk).
- T&T Supermarket: Best for Asian ingredients (soy sauce, noodles, veggies) – 30% cheaper than Loblaws.
- Nasr Farmandeh / Summerhill Market: Middle Eastern/Indian spices, lentils, frozen parathas.
2. Use These 3 Apps Religiously
- Flashfood: Buy expiring food at 50–70% off (Loblaws, Sobeys).
- Too Good To Go: Surprise bags from bakeries ($5 for $20 worth).
- Flipp: Compare weekly flyers – never pay full price!
3. Buy in Bulk (But Smartly)
Cosco is great, but only for non-perishables:
- Oats, lentils, cooking oil, toilet paper
- Avoid bulk meat/dairy unless you have a freezer
4. Meal Plan Every Sunday
I plan 5 dinners + 2 leftovers. Stick to the list. No impulse buys!
Sample dinner: Dal + rice + frozen veggies = $2.50/serving.
5. Never Shop Hungry + Always Use Points
- PC Optimum: Stack offers + redeem for free groceries.
- Rexall, Shoppers: Convert points to $5–$10 discounts.
💡 Pro Hack: Visit stores at 8–9 PM – they mark down meat/dairy for next-day expiry!
Living in Toronto is expensive — but groceries don’t have to be. Start with one tip today, and watch your savings grow.
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saving ideas