Monthly Budget Breakdown: Living in Cork as a Student

Monthly Budget: Living in Cork as a Student (2026)

I’m a Master’s student at University College Cork (UCC). My total monthly spend? €1,200 — and I eat out, travel, and save €200/month.

Here’s my exact breakdown:

💶 Total Monthly Income: €1,400
- Part-time job: €1,000 (20 hrs/week @ €12.50/hr)
- Family support: €400
Net Savings: €200/month

1. Accommodation: €550

• Shared apartment near UCC (3-bed house)
• Includes Wi-Fi + utilities
• Found via UCC Housing Office (avoid Daft.ie scams!)

2. Food & Groceries: €220

• Lidl / Aldi: €150 (staples, veggies, dairy)
• Indian store (Cork City): €40 (spices, lentils)
• Eating out: €30 (2x/month with friends)

3. Transport: €45

• Leap Card (student): €35/month (unlimited bus)
• Bike repair: €10 (I cycle 80% of the time!)

4. Phone & Internet: €30

• Three.ie SIM: €20 (20GB + unlimited calls)
• Shared home Wi-Fi: €10

5. Fun & Miscellaneous: €155

• Gym membership (UCC Sport): €35
• Coffee/books: €40
• Weekend trip to Killarney: €80 (every 2 months)

How I Save €200 Every Month

• Use student discounts everywhere (ISIC card)
• Cook in bulk (dal + rice = €1.50/meal)
• Walk or cycle – no car needed in Cork!
• Join free campus events (free food + networking)

💡 Pro Tip: Open a Bank of Ireland student account – zero fees, free debit card, and easy for visa proof.

Cork is one of Ireland’s most affordable cities. With smart choices, you can live well — without stress.